Terms & Conditions AP95 – The Complete Guide to Using the Online Gambling Platform Malaysia

Within these Terms & Conditions, the following words and phrases carry the meanings stated below, unless the context requires otherwise:

• "AP95" refers to the online gambling platform operating under the domain ap95.my, including all services, games, and features made available through that platform.
• "User" or "Member" refers to any individual who has registered a valid account on AP95 and uses the services provided.
• "Wallet" refers to the credit balance stored in a user's AP95 account, which may be used for gameplay or withdrawn in accordance with the applicable conditions.
• "Bonus" refers to any additional credits, free spins, or other incentives granted by AP95 to users in accordance with the applicable promotional terms.
• "Rollover" refers to the requirement to wager a specified amount before any bonus or winnings derived from that bonus may be withdrawn from your AP95 account.
• "Services" covers all slots games, live casino, Sports Betting, e-sports betting, and all other features available on the AP95 platform.

To be eligible for membership and to use AP95's services, you must meet all of the following eligibility requirements at all times:

• Must be at least 18 years old at the time of registration and throughout the duration of your membership.
• Is legally of age and has full legal capacity to enter into a binding agreement.
• Do not reside in or access AP95 from any region or country where online gambling is explicitly prohibited under local law.
• Register only one AP95 account per individual, phone number, email address, IP address, or device.
• Has never been banned or suspended by ap95 as a result of prior disciplinary action.

The AP95 account registration process is straightforward and quick; however, there are important conditions that must be met to keep your account active and in good standing:

• All information provided during registration — including your full name, Malaysian phone number, and date of birth — must be accurate, truthful, and up to date.
• You are responsible for keeping your account information up to date — please contact the AP95 support team should any relevant details change.
• Your ap95 account password is entirely your own responsibility. ap95 recommends using a strong, unique password that is not shared with any other platform.
• AP95 will never ask for your password via email, WhatsApp, or any other communication channel. Do not share your password with anyone.
• Any activity that occurs under your account is considered to have been carried out by you, unless you have promptly reported unauthorised access to us.

Identity verification (KYC) may be required before your first withdrawal or when unusual activity is detected. Documents that may be requested include a copy of your Malaysian identity card (MyKad) or a valid passport. This process is typically completed within 24 business hours.

AP95 offers a range of payment methods commonly used by Malaysians for the convenience of our users. The following are the terms and conditions relating to deposits:

Accepted Deposit Methods: AP95 accepts deposits via DuitNow, Touch 'n Go eWallet, GrabPay, Boost, ShopeePay, and FPX, including Maybank2u and CIMB Clicks. All deposits must be made using an account or e-wallet registered in the same name as the AP95 account holder.

• Minimum Deposit Amount: RM 10 per transaction.
• Deposit Processing Time: Most deposits are credited to your AP95 wallet within 3 minutes. If your deposit has not been credited within 15 minutes, please contact AP95 support with proof of transaction.
• Currency: All transactions on AP95 are processed in MYR. AP95 does not accept deposits in foreign currencies.
• Deposit Fee: AP95 does not charge any fees on deposits. Any fees incurred are imposed by the payment service provider itself and are beyond AP95's control.

AP95 takes pride in its fast and transparent withdrawal record. Here are the withdrawal terms you should know as an AP95 user:

• Minimum Withdrawal Amount: RM 30 per transaction.
• Processing Time: Over 95% of withdrawals are processed within 15 minutes. In cases where additional verification is required, processing may take up to 24 working hours.
• Withdrawal Methods: Withdrawals can be made to a Malaysian bank account (via DuitNow), Touch 'n Go eWallet, GrabPay, Boost, or ShopeePay. The withdrawal method must match the deposit method used by the account.
• Identity Verification: First-time withdrawals or withdrawals exceeding a certain amount may require additional identity verification to ensure the security of your funds.
• Bonus Rollover Requirement: Withdrawals are not permitted if there is an active bonus that has yet to meet the specified rollover requirement. You may choose to cancel the bonus, but the bonus balance and any winnings derived from it will be forfeited.

AP95 offers a range of bonuses and promotions to enhance your gaming experience. All bonuses are subject to the following specific terms:

General Bonus Terms:

• Each bonus carries its own rollover requirement, which is clearly stated in the terms of each offer.
• Welcome bonuses and general promotions may only be claimed once per user, unless otherwise stated.
• AP95 reserves the right to cancel any bonus granted to users suspected of abusing promotions, operating multiple accounts, or violating any promotion terms.
• All bonuses have a stated validity period. Any bonus not used within its validity period will be automatically forfeited.
• Intentionally placing low-risk bets (such as wagering on all possible outcomes within a single game) to fulfil bonus rollover requirements is not permitted and may result in bonus cancellation.

Bonus Types at AP95:

• Welcome Bonus — Available to new AP95 members only, subject to the minimum deposit and rollover conditions stated in the current offer.
• Free Spin — Free spins for selected slot games; winnings from free spins are subject to rollover requirements.
• Deposit Bonus — A percentage-based bonus on your deposit amount, available periodically to active AP95 members.
• Cashback — A partial refund of net losses over a specified period, subject to applicable terms and conditions.

All games available on AP95 — including slots such as 888 Pots of Gold, Book of Cleopatra, Ted, Great Rhino, Joker King, Aztec Treasure, and Bull Bull, as well as Live Casino, Sports Betting on the Malaysia Super League and EPL, badminton, and E-Sports — are subject to the following rules:

• All game results are final and not subject to dispute unless there is clear evidence of a technical failure that can be verified by AP95.
• In the event of a technical disruption during a game session, AP95 will endeavour to restore the state to its pre-disruption status based on server records. AP95 is not liable for losses caused by internet disruptions on the user's end.
• Bets that have been confirmed and accepted by the AP95 system cannot be cancelled or modified by the user.
• AP95 reserves the right to void bets or cancel winnings where there is evidence of third-party software use, automation, software bug exploitation, or any other unauthorised method to gain an unfair advantage.
• For Sports Betting and e-sports, AP95 sources odds data from recognised sports data providers. AP95 reserves the right to void any bets affected by significant odds errors, with a full refund of the stake returned to the user.

To maintain a safe and fair environment for all AP95 users, the following activities are strictly prohibited and may result in disciplinary action, including account closure:

• Registering or using multiple AP95 accounts for any purpose.
• Using automation software, bots, or any other technological means to automate gameplay or betting on AP95.
• Committing identity fraud or using falsified documents during the verification process.
• Exploiting software errors or technical bugs for unfair advantage — any winnings obtained through such means will be voided.
• Colluding with other users to manipulate game outcomes, particularly in multiplayer games.
• Transferring wallet balances between different AP95 accounts.
• Using the AP95 platform for money laundering or any other criminal activity.
• Treating ap95 support staff in a rude, threatening, or disrespectful manner.

AP95 reserves the right to suspend or close any user account for the following reasons:

• Breach of any section within these Terms & Conditions.
• Any indication or confirmation that an account is held by an individual under the age of 18.
• Activity suspected to be related to fraud, money laundering, or other criminal conduct.
• Operating multiple accounts or colluding with other users to circumvent game rules.
• At the user's own request for responsible gambling purposes.

If your account is closed due to a violation, AP95 reserves the right to forfeit all active bonuses. For legitimate deposit balances (unrelated to prohibited activity), AP95 will return them via the original payment method within a reasonable timeframe once the investigation is concluded.

Users who wish to voluntarily close their account may do so by contacting AP95 support. All eligible wallet balances will be refunded upon completion of the verification process.

To the extent permitted by applicable law, AP95 shall not be liable for:

• Any indirect, consequential, or punitive losses arising from the use of the ap95 platform.
• Service disruptions caused by scheduled system maintenance or circumstances beyond AP95's control, including natural disasters, internet infrastructure failures, or government actions.
• Losses arising from legitimate game outcomes determined by an audited RNG system.
• Damage or loss resulting from unauthorised access to a user's account due to the user's own disclosure of their login credentials.

AP95's maximum liability to any user under any circumstances shall not exceed the total net deposits made by that user in the 12 months preceding the submission of the liability claim.

AP95 takes the privacy and personal data protection of all users seriously. The collection, storage, and use of personal data is governed by AP95 Privacy Policy separately, and that Privacy Policy forms an integral part of these Terms & Conditions in their entirety.

• AP95 collects personal data necessary for registration, identity verification, payment processing, and compliance with legal obligations.
• User data will not be sold to third parties without the user's explicit consent, except as required by law or court order.
• All data is stored with 256-bit SSL encryption and protected in accordance with the latest industry security standards.
• Users have the right to request access to, correction of, or deletion of their personal data by contacting the AP95 support team.

AP95 is committed to responsible gaming principles and provides a range of tools to help users maintain control over their gaming habits. Please refer to the Responsible Gaming us for full details.

• Users can set daily, weekly, and monthly deposit limits through their AP95 account settings.
• Loss limits and session time limits are also available and can be activated at any time.
• A temporary break option (24 hours to 30 days) or long-term self-exclusion is available for users who need time away from playing.
• Ap95 strictly enforces an 18+ age requirement and employs multiple verification methods to ensure compliance.

AP95 reserves the right to modify, add to, or amend any part of these Terms & Conditions at any time at our sole discretion.

• Material updates to the Terms & Conditions will be published on this page along with the new effective date.
• For significant changes, AP95 will endeavour to notify active users via email or in-platform notification at least 7 days before the changes take effect.
• Continued use of the ap95 platform following the publication of any changes to these Terms & Conditions will be deemed as full acceptance of the updated terms.
• If you do not agree with any changes, you have the right to close your account by contacting the AP95 support team before the changes take effect.

The version of the Terms & Conditions published on this page at any given time is the valid and binding version. Previous versions cease to apply as soon as a new version is published.

If you have any questions, concerns, or feedback regarding these AP95 Terms & Conditions, we encourage you to reach out to our support team through the following channels:

• Email: [email protected] — We will respond within 24 business hours.
• Live Chat: Available 24/7 via the chat icon at the bottom-right corner of the AP95 platform.
• WhatsApp: Contact the AP95 support WhatsApp number listed in the Contact Us section of the platform.

The AP95 support team operates entirely in Bahasa Melayu and is ready to assist you with any enquiries related to your account, deposits, withdrawals, bonuses, or any aspect of the AP95 platform that requires further clarification.